We offer layaway on any item in store for only 10% down. In order to maintain this interest free 6 month layaway, you must make payments of 10% of the original balance every 30 days. Should you fail to make the minimum payments as agreed, the merchandise will be returned to our stock, and a re-stocking fee of 10% of the original balance will be charged. Any monies remaining will be saved in the form of store credit. Any store credit left will be charged an administrative fee of 10% of the balance monthly until claimed. If not claimed within 10 months, the balance will be 0(zero). Any charges for repair, sizing, or any alteration made to the merchandise will be deducted upon cancellation. There will be no cash refunds on merchandise held in layaway over 14 days. There are no statements mailed out as reminders, the only notices will be a layaway cancellation notice after 45 days of no payment.